According to a study, about 18% of drivers admit that they use their cellphone to send text messages while driving and 45% of these drivers also report that they got into a car crash or barely missed one. There are also around 3% of drivers in the survey who considered eating while driving as dangerous.

While using your cellphone must be avoided, add to your list certain food groups which can be dangerous while driving. Anything hot like coffee, chocolate or soup-to-go can spill or burn you taking your focus off the road or incoming traffic. Greasy foods like hamburgers, tacos, or chili dogs lead to a messy and slippery steering wheel. Gooey food like a donut or a saucy burrito can ooze something down on your clothes while you are on your way to the office, aside from ruining your day that also takes your attention of the road.

Insurance agents report poor excuses of drivers who are filing a claim. Clam soup. Chocolate cake. Jumping pet. These stuff which can be totally under your control if you are not driving led to missing a red light or not hitting the brakes on time.

Most likely you will never get at ticket for eating while driving but using your cellphone while driving is prohibited in a lot of states and countries. Driving distractions may ruin your records with driving violation tickets but that is just the tip of the iceberg. Deeper into the issue will be lives lost due to drivers who took their eyes and attention off the road for a few seconds.

Talking about customer satisfaction is super important, however when is the best time to actually shop for new car insurance?  That is the age old question that people are constantly asking.  Well, there are many different times that you should certainly start shopping for car insurance and that is exactly what we are going to talk about in the next few blogs.

One surefire way to know if you should start shopping for car insurance is if your rates increase.  To be honest, I have had this happen many times and every time my rate goes up, I start shopping for car insurance and typically, I can find a very, very good deal on car insurance, which helps me in the long run.

Shopping for car insurance is not all that difficult, it is just time consuming and that is what we are going to talk about in the next blog!

Looking online for car insurance quotes is a great way to ensure that you find the best quotes and best prices, but you want to work with a company that treats their customers fantastic and is easy to get along with.  Just concentrating on the prices and coverage is not something that can ensure that the company you are considering is a good one.

In the next blog, we are going to talk about how you can find out about car insurance companies customer satisfaction surveys.

Tickets and accidents are something that can certainly make your car insurance go up, but did you know that your credit score is actually something that can truly make you have a higher car insurance premium?  It’s the truth!  Your credit scare certainly does have affects on your car insurance premium and below, we will talk about how. 

If you are finding that while you have bad credit, your car insurance premium is extremely high but some of your friends have good credit and save a lot of cash on car insurance?  That is because their credit score is better than yours.  That is not a good sign.

Your credit score is something that will determine that you car insurance premium and can even get your denied from certain car insurance companies.  So keep your score high!

Looking online and ensuring that you look at as many different quotes as possible is a great way to ensure that you not only find the best possible rate, but that you find the best possible policy.

When you are changing your car insurance policy, you always want to makes sure that you find a policy that is closest to your old one … just at a cheaper rate!

Well, in this blog, we are going to teach you how you can save some cash on your car insurance and how you can still get the best possible coverage.  One thing that you need to make sure that you are doing is do not obtain tickets.

By following the law and not getting pulled over or in any accidents will definitely keep your car insurance premiums low.

The important thing is to figure out whether your home based business might require commercial car insurance.

This type of auto insurance is similar to personal auto insurance in many ways. It consists, typically, of basic coverage — coverage that includes collision, comprehensive, liability, and so on. There are many types of commercial coverages which include extras.

The best way to figure out if this type of coverage is a good idea for you is to talk to an agent with your present insurance company. Or, of course, you can always call around and talk to different companies, so that you can get the best deal in addition to getting the right answers.

A lot of people do these days. The economy being what it is, an increasing number of people are starting to work out of their own homes, just so they have the opportunity to make some money.

Now, right from the onset, it has to be said that not everyone who works from home will have need of commercial car insurance. For instance, the freelance writer or artist or graphic designer, et cetera, likely does not need this type of insurance.

Commercial car insurance is somewhat specialized. You have to consider the nature of what you do from home while deciding whether or not you need this type of car insurance. We will talk about that some more in the next post.

It may surprise you to know that full sized SUVs are also expensive to insure. This is mainly because they are large and, if you happen to get into an accident with one of them, the damage they cause could be exponential. As well, their parts cost a lot to replace.

Luxury vehicles, such as BMWs, Jaguars, Lexus’, and brands of that nature are expensive to insure as well, for the same reasons as SUVs and sports cars.

Now, if you are financially well off, this may not matter. However, the vehicle that you drive is often something of a status symbol, so even if you cannot really afford, say, a BMW, a Jaguar, or a Corvette, many people do save up to be able to afford their dream car, never realizing that even after they can afford it, the insurance premiums can do some major damage to their bank account.