When you think about it – your car is truly an investment and as much as you want to deny that you do not need to put any work into it … you do. That is what most car-owners dread, is taking their car to the mechanic, but to be honest – it should not be all that scary. There are some common car repairs that you will need to make, however they are pretty simple for the most part.
By far, the number one car repair that you are going to have to make is your brakes. Your brakes are going to wear own and while you might not understand exactly how to change them yourself, you will have to get them changed in order to keep your car from getting ruined.
You also will have to get your lube/oil changed as well as the filters, because those are some things that make your car run. More in the next blog!
Tags: auto tuneups, car repairs, cars, repairing your car, repairs for your car, tuneups
So, what are some of the specific behaviors and distractions you need to avoid when you are behind the wheel? Put it this way: if you are doing a single thing that causes you to take your eyes off the task of driving or makes you remove your hands from the wheel, quit it.
Yes, it is tempting to talk on the phone, to text, even to eat behind the wheel, sometimes you are in a hurry and think that you need to — but don’t. Not only are your insurance rates at stake, but your life could be as well.
When eating in particular, stay away from beverages they are so hot they can burn you. Steer clear of greasy or gooey foods as well. A greasy steering wheel is a danger waiting to happen, and that delicious jelly doughnut? Well, if you are worrying about spilling raspberry filling on yourself, then all of your attention is definitely not on the road.
Tags: distractions, safe driving
We all know that there are serious dangers when you get distracted while driving. Sending text messages, making phone calls, eating, searching for CDs — these are all distractions that can easily result in an accident, because your full attention is not on the road. By cutting back on these distractions and others like them, you are not only being a safe driver; you are also ultimately saving money on your car insurance.
There are some things you need to avoid — and there are ways to do that, but sometimes, you need to know the facts behind the consequences of your actions to give you the confidence you need to quit these dangerous behaviors.
Tags: distractions, safe driving
One of the most popular car insurance companies and one that is very, very well known is Progressive Insurance. This car insurance company has not been around all that long however in the time that it has been around, it has made quite an impact and I have to say that a day does not go by that I do not see Flo on TV promoting Progressive Insurance.
Progressive Insurance actually specializes in car insurance specifically, so really, that is a plus for them. They are actually within all fifty states and have over 450 offices, which is another plus for them. I have had Progressive Insurance before and while most people love it … I was not the hugest fan.
While they boast about comparing their rates, I have to say that I found WAY cheaper car insurance with State Farm – that’s just me though!
Tags: auto insurance, Car Insurance, car insurance companies, insurance companies, Progressive Insurance
Car insurance companies are not easy to research – there is a lot of time that needs to go into it, especially when you are looking to switch up your car insurance company.
Well, in this blog we are dedicated to making you switch to a car insurance company that we would recommend and I have to tell you that I would absolutely recommend The General Car Insurance. This is a company that has been around for over 40 years and they actually understand a lot of things that other car insurance companies don’t.
The General Car Insurance also offer up a heck of a lot of discounts such as safe driver discounts, homeowner discounts, payment plan discounts and finally double deductible discounts. These are just a few of them!
Tags: auto insurance, Car Insurance, car insurance companies, insurance companies, The General Car Insurance
A lot of people still do not realize exactly what information they will need when shopping for car insurance, so we are going to clear that up as well.
For one thing, you will need the birth dates, driver’s license numbers, and the dates of any violations and accidents in the last three to five years for all the drivers on the policy. You need to be honest here, because the company will find out all the information if you lie.
You will, of course, need the make and model of all vehicles, as well as any additional equipment on the vehicles. The name of your present car insurance company is necessary, along with the renewal date in your policy.
You will have to also think long and hard about what your coverage limits need to be and the deductible you want to pay.
Tags: Car Insurance, tips
Having a checklist when you are ready to find a car insurance company and the right policy for you can be enormously helpful, so here is one you can use so that you can shop smart.
First of all, you need to know when to shop for new car insurance. Ideally, beginning the shop search between thirty and forty five days before you will have to renew your current policy is the perfect time. That way you will have plenty of time to learn about what coverage options you already have and what you need. Plus you will not be pressured to make a decision too soon.
As well, it is best to review your coverage at least every two years, especially if your rate has changed or if your family situation has changed. You want to comparison shop so you can get the best deal.
Tags: Car Insurance, tips, when to shop
Now that we have talked about walking to work, the next tip to save a heck of a lot of money on your car insurance is do not use your car for business purposes. Yes, I repeat, DO NOT use your car for business purposes.
Some insurance companies will actually add in a business use surcharge or increase your car insurance premium if your annual mileage increases – which is not what you want to deal with.
If you have to use your car for business purposes, make sure that your company or your agent knows so that way your daily business travel will be covered.
Tags: business cars, Car Insurance, insurance, save money on car insurance, tips to save money, tips to save money on car insurance
Car insurance is something that not a whole lot of people know how to save money on. That is what we are here for, to help you along the way. We are going to go over the top ten tips and tricks that will help you save money on your car insurance and will truly help you in the long run! Car insurance is a tricky thing but I promise … follow these tips and you’ll save hundreds!
The first tip is driving less. Do you find yourself driving for hours and hours – just for no reason? Don’t. If you drive less than 7,500 miles per year, you can actually qualify for a low-mileage discount on your auto insurance, which will make your premium really low!
Walking to work is a fantastic way to make sure that you do not drive a whole lot and it will also make you healthier, which is always nice!
Tags: auto insurance, Car Insurance, insurance, save money on car insurance, saving money, tips for saving money on car insurance
When you are dealing with car insurance and you live in states like Michigan and New York, there is something that you need to worry about – snow. Warmer climate states do not have to worry about snow, however if you are in the northern states, you do. Now, as usual, the different parts of your auto insurance cover different things, so it is important that you know what your car insurance covers if you do get into an accident.
Firstly, you need to know that there are different kinds of coverage. There are Collision coverage, liability coverage, uninsured/underinsured motorist coverage, and medical payments coverage, all of which are different! While most people think of just auto insurance, they do not understand all of the different parts of them.
Well, that is what we are going to pick apart in the next blog, so stay tuned!
Tags: auto insurance, Car Insurance, Car Insurance Coverage, coverage, insurance